Industry
YC Fintech Companies
709 Y Combinator fintech startups with verified founder contacts, batch info, and company data.
709
Companies
580
Active
70
Acquired
2
Public
YC Company Directory
50 companies
Company | Batch | Description | Status | Location | Team | Site | Founders | Reveal |
|---|---|---|---|---|---|---|---|---|
Allowance | X26 | The spend control layer for AI agents | Active | San Francisco, CA, USA | 1 | Dasmer Singh | Reveal | |
Andustry | X26 | We help manufacturers find suppliers for industrial equipment. | Active | San Francisco, CA, USA | 2 | Het Dave, Johann Stürken | Reveal | |
Archer | X26 | Global payouts for the workforce powering AI | Active | San Francisco, CA, USA | 4 | Benjamin Nguyen, Vivek Yanamadula | Reveal | |
Gravy | X26 | Agents that move money, trade stocks, and file taxes. | Active | San Francisco, CA, USA | 2 | Ali Tabba, Max Church | Reveal | |
Hedge | X26 | AI-Native insurance company | Active | San Francisco, CA, USA | 2 | Luke Button, Luke Rosa | Reveal | |
Kimpton AI | X26 | The IDE for Investors | Active | San Francisco, CA, USA; Remote | 5 | Jack Zumwalt, Adrian Del Bosque, Mauricio Ortiz, Adrian Bosque | Reveal | |
Klaimee | X26 | Liability insurance for AI Agents. You deploy agents, we cover you. | Active | San Francisco, CA, USA | 2 | Ines Boutemadja, Julien Catonnet | Reveal | |
Mount | X26 | The AI Agent Insurance Carrier | Active | San Francisco, CA, USA | 2 | Fabian Amherd, John Bachmann | Reveal | |
River Markets | X26 | Prime brokerage for prediction markets | Active | San Francisco, CA, USA | 2 | Oscar Levy, Antonin Parrot | Reveal | |
Soria | X26 | AI Financial Research Terminal built for Healthcare (and beyond) | Active | New York City, NY, USA | 3 | Adam Ron, Cameron Spiller | Reveal | |
Standard Signal | X26 | Hedge fund where AI researches and executes every trade end-to-end | Active | New York City, NY, USA | 1 | Michael Royzen | Reveal | |
Uno Wallet | X26 | The AI mobile wallet that replaces Apple Pay | Active | San Francisco, CA, USA | 2 | Mordi Shadpour, Saket Joshi | Reveal | |
ValCtrl | X26 | ValCtrl is building the only intelligent prediction market | Active | New York City, NY, USA | 2 | Gaurav Paliwal, Sarth Garg | Reveal | |
Wealor | X26 | AI-native platform for wealth managers | Active | San Francisco, CA, USA | — | Karim Bouri, Pierre Depuydt | Reveal | |
Alt-X | W26 | Building the best venue for private markets exposure. | Active | Los Angeles, CA, USA | 2 | Ryan Samadi, Michael Wachsman | Reveal | |
Copperlane | W26 | Agentic Mortgage Origination | Active | San Francisco, CA, USA | 2 | Athan Zhang, Brianna Lin | Reveal | |
Fenrock AI | W26 | AI agents for banks | Active | San Francisco, CA, USA | 2 | Charu Sharma, Michael M | Reveal | |
Forum | W26 | The first regulated exchange to trade on attention. | Active | San Francisco, CA, USA | 2 | Owen Botkin, Joseph Thomas | Reveal | |
Forum | W26 | The first exchange to trade on attention. | Active | New York City, NY, USA | 2 | Owen Botkin, Joseph Thomas | Reveal | |
Grade | W26 | API for performance-based payroll | Active | San Francisco, CA, USA | 2 | Lotanna Ezeike, James Heaney | Reveal | |
Kita | W26 | Turn documents into signals for lenders | Active | San Francisco, CA, USA | 2 | Carmel Limcaoco, Rhea Malhotra | Reveal | |
Kita | W26 | Automate credit assessment for lenders in emerging markets | Active | San Francisco, CA, USA | 3 | Carmel Limcaoco, Rhea Malhotra | Reveal | |
Maywood | W26 | The first finance-compliant proactive AI that runs 24/7 | Active | New York City, NY, USA | 5 | Drake Goodman, Kent Goodman, Esteban Vizcaino | Reveal | |
Panta | W26 | Commercial insurance brokerage run by AI agents. Scales like software. | Active | San Francisco, CA, USA | 4 | Vincent Chen, Frank Wang | Reveal | |
Proximitty | W26 | Autonomous loan servicing and collections | Active | San Francisco, CA, USA | 2 | Wye Yew Ho, Zi Zhang | Reveal | |
Sequence Markets | W26 | Low-latency execution across crypto, prediction, and tokenized assets | Active | Toronto, ON, Canada | 5 | Peter Bai, Muhammad Awan | Reveal | |
SpotPay | W26 | Stablecoin Global Bank Account | Active | San Francisco, CA, USA | 2 | Zsika Phillip, Thomas Cesare-Herriau | Reveal | |
SpotPay | W26 | Cross-border Personal Finance on Stablecoins | Active | San Francisco, CA, USA | 2 | Thomas Cesare-Herriau, Zsika Phillip | Reveal | |
Unifold | W26 | Multi-chain deposit and payment infrastructure | Active | New York City, NY, USA | 3 | Timothy Chung, Hau Chu, Quang Huynh | Reveal | |
Valence | W26 | Unified prediction markets trading platform | Active | San Francisco, CA, USA | 3 | Neo Wang, Daniel Kasabov-Nouvion, Arthur Zhou | Reveal | |
Verdex | W26 | AI Verification for Insurance | Active | San Francisco, CA, USA | 2 | Evan Rankin, Jad Bousselham | Reveal | |
ZeroSettle | W26 | Drop-in Direct Billing SDK for In-App Purchases | Active | San Diego, CA, USA | 2 | Gabe Roeloffs, Ryan Elliott | Reveal | |
Axiom | W25 | Trade memecoins, perpetuals, and earn yield. | Active | San Francisco, CA, USA | 2 | Henry Zhang, Preston Ellis | Reveal | |
BlindPay | W25 | Stablecoin API for global payments | Active | San Francisco, CA, USA | 9 | Bernardo Simonassi, Joao Borges, Gustavo Marinho | Reveal | |
CopyCat | W25 | AI agents built for insurance brokers | Active | Seattle, WA, USA | 2 | Graham Sabin, Abhi Balijepalli, Abhi Balijepali | Reveal | |
finbar | W25 | The AI investment analyst | Active | London, England, United Kingdom | 4 | Edward Huang, Robin Gan | Reveal | |
Harper | W25 | AI-native commercial insurance brokerage | Active | San Francisco, CA, USA | 25 | Dakotah Rice, Tushar Nair | Reveal | |
Harper | W25 | AI-native commercial insurance brokerage | Active | San Francisco, CA, USA | 25 | Dakotah Rice, Tushar Nair | Reveal | |
Infinite | W25 | Global B2B Stablecoin Processor | Active | San Francisco, CA, USA | 4 | Nikhil Srinivasan, Raj Lad | Reveal | |
Invo | W25 | AI-Powered Collections Platform for Food Distributors | Active | — | 2 | Patrick Foster | Reveal | |
Karoo | W25 | Canadian neobank focused on lending | Active | Toronto, ON, Canada | 3 | Hugo Markland, Jeanot Dawson, Oliver Lambson | Reveal | |
Karoo | W25 | AI native consumer lending platform for underserved Americans | Active | Toronto, ON, Canada | 3 | Hugo Markland, Jeanot Dawson, Oliver Lambson | Reveal | |
Karsa | W25 | Stablecoin neobank for emerging markets | Active | New York City, NY, USA | 2 | Shahryar Hasnani, Dale Wilson | Reveal | |
Liquid Compute | W25 | Pending CFTC regulation to be the first cash and physically settled… | Active | New York City, NY, USA | 5 | Ronit Jain, Aarav Patel | Reveal | |
PAX Markets | W25 | More 𝛼, less latency: exchange and HFT on one chip. | Active | San Francisco, CA, USA | 6 | Pete Stevenson, Benjamin Kilimnik | Reveal | |
Denta | S26 | Dental Insurance | Active | San Francisco, CA, USA | 1 | Jack Beecher | Reveal | |
Prodigy Research | S26 | Training the world's best foundation model for quantitative finance. | Active | San Francisco, CA, USA | 2 | Michael Wang, Yuhua Wang | Reveal | |
Stoa | S26 | The market behind AI hardware. | Active | San Francisco, CA, USA | 3 | Berat Celik, Eren Berke Saglam, Kaan Yigit | Reveal | |
Veltha | S26 | AI native TPA starting with workers comp | Active | San Francisco, CA, USA | 2 | Edin Citaku, Roland Jaloszynski | Reveal | |
Redoubt Insurance | F26 | Commercial insurance for small businesses | Active | Salt Lake City, UT, USA | — | Andre Beukers | Reveal |
Status Breakdown
About YC Fintech Companies
Y Combinator has funded 709 fintech companies since its founding in 2005. These startups span from early-stage pre-launch to publicly traded companies, making YC one of the most prolific backers of fintech innovation globally.
580 of these companies are currently active. 70 have been acquired. 2 have gone public. VCBacked tracks verified founder contact information, team sizes, and company status for every YC fintech startup.
Related Industries
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