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Consumer Lending Startups

Updated August 2026

Companies in the consumer lending sector developing innovative solutions and technologies.

Explore 115 recently funded consumer lending companies with verified founder contact information and fundraising data.

Total Companies
115
Total Funding
$3.9B
Avg Funding
$156.4M
Global Reach
6
countries

Top Cities for Consumer Lending

Plano
London
New York
São Paulo
Jersey City
Cypress

Recently Funded Companies

Export
Plano, United States

Crebrid is a private money lender in the North Texas area that produces fast, reasonable, and secure real estate loans.

$500.0M raised
Jun 2025

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Rent-backed financing

$27.2M raised
Jun 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Cosmos is an AI agent company powering compliant, intelligent, and omni-channel communications for lenders and collections teams.

$150K raised
Jun 2025

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

We are building the future of financial health, starting with the ones who need it the most. We give the attention every person deserves

$23.0M raised
Jun 2023

Founder Contacts

41,000+ verified contacts

Jersey City, United States

BlockFi develops a blockchain-driven wealth management platform for crypto investors.

$400.0M raised
Jun 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Fly Now Pay Later is a finance company that provides fintech, payments, financial services, and travel loans.

$10.0M raised
Jun 2022

Founder Contacts

41,000+ verified contacts

Cypress, United States

Yamaha Motor Finance Corporation, USA offers financing for Yamaha vehicles and equipment to customers and dealers.

$400.0M raised
Jun 2026

Founder Contacts

41,000+ verified contacts

Birmingham, United States

CareFund is a direct lender that provides a range of loan products.

$1.7M raised
Jun 2024

Founder Contacts

41,000+ verified contacts

Ponte Vedra, United States

Bee is the first Web3 mortgage app for homebuyers.

$2.5M raised
Jun 2022

Founder Contacts

41,000+ verified contacts

Dublin, Ireland

Transforming consumer credit based on transactional behaviour

$5K raised
May 2023

Founder Contacts

41,000+ verified contacts

Washington, United States

A unique student loan wellness platform that uses financial technology to help employees understand, optimize, and repay their student debt.

May 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Proportunity is a financial services organisation made possible by technology.

$2.6M raised
May 2022

Founder Contacts

41,000+ verified contacts

Bogotá, Colombia

CrediSmart offers microloans and smartphone financing via the Crediminuto app and partner stores, with stated APRs and app payments.

$48.0M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

New York, United States

Better.com is a homeownership journey platform that utilizes technology to change the way people buy and own a home.

$69.0M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Chicago, United States

A leading provider of tech-enabled credit products and services for underbanked consumers

$150.0M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Divido is a global white label consumer lending platform for financial institutions and multinational retailers.

$5.9M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

San Mateo, United States

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.

$1.5B raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Santa Cruz, United States

Mado Dynamic is to create a new category of window coverings that is better for the planet.

$300K raised
Apr 2025

Founder Contacts

41,000+ verified contacts

Amsterdam, The Netherlands

Bloom & Wolf is a brand new collection of the most beautiful silk flowers.

$1.5M raised
Apr 2024

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Knoma offers a payment solution and marketplace for lifelong learning.

$4.0M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Iselin, United States

iCreditWorks offers a mobile loan application process.

$60.0M raised
Apr 2025

Founder Contacts

41,000+ verified contacts

King Of Prussia, United States

PowerPay is a digital lending platform specializing in low rate financing for sectors like home improvement, healthcare, and solar.

$400.0M raised
Apr 2025

Founder Contacts

41,000+ verified contacts

Riverton, United States

Exotic and Collector Auto Lender

$300.0M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Boulder, United States

Neat Capital enables clients to purchase homes with cash offers and close with financing in 10-15 days.

$3.0M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Raleigh, United States

Carolina Community Impact provides access to credit and asset-building techniques for individuals and businesses.

$549K raised
Apr 2023

Founder Contacts

41,000+ verified contacts

Showing 26 to 50 of 115 companies

About the Consumer Lending Startup Ecosystem

The consumer lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Consumer Lending

Consumer Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The consumer lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Consumer Lending Funding Breakdown

Here is how funding is distributed among the 115 consumer lending companies tracked in the VCBacked database.

Average Funding
$156.4M
Total Funding Tracked
$3.9B
Countries Represented
6

Distribution by Funding Stage

Other25 companies

Top Cities for Consumer Lending

1.London
5 companies$49.7M
2.New York
2 companies$69.2M
3.Plano
1 companies$500.0M
4.São Paulo
1 companies$23.0M
5.Jersey City
1 companies$400.0M

Related Industries

Companies in the consumer lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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