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Consumer Lending Startups

Updated November 2026

Companies in the consumer lending sector developing innovative solutions and technologies.

Explore 117 recently funded consumer lending companies with verified founder contact information and fundraising data.

Total Companies
117
Total Funding
$872.4M
Avg Funding
$34.9M
Global Reach
7
countries

Top Cities for Consumer Lending

Holly Springs
Raleigh
Singapore
Irvine
London
San Francisco

Recently Funded Companies

Export
Holly Springs, United States

Unity Bank of Mississippi provides both individual and commercial banking services

$500K raised
Apr 2023

Founder Contacts

41,000+ verified contacts

Raleigh, United States

Carolina Community Impact provides access to credit and asset-building techniques for individuals and businesses.

$549K raised
Apr 2023

Founder Contacts

41,000+ verified contacts

Singapore, Singapore

Kredivo Group offers digital financial services through its brands Kredivo, KrediFazz, and Krom.

$270.0M raised
Mar 2023

Founder Contacts

41,000+ verified contacts

Irvine, United States

TrustCard is a fintech company that offers consumer loans to HNW and UHNW clients backed by securities.

$1.0M raised
Mar 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

SteadyPay is an income smoothing app for the modern economy.

$3.0M raised
Mar 2023

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Financing new lenders regardless of revenue or portfolio size.

$65K raised
Feb 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Europe's only full-service luxury resale platform. Effortlessly buy and sell authentic designer items at up to 90% off retail price.

$9.3M raised
Jan 2023

Founder Contacts

41,000+ verified contacts

Paris, France

October is an online marketplace for business loans, enabling investors to lend money directly to small- and medium-sized enterprises.

$37.9M raised
Jan 2023

Founder Contacts

41,000+ verified contacts

Stockholm, Sweden

Anyfin - a smart finance app that empowers people to understand and improve their finances.

$31.3M raised
Jan 2023

Founder Contacts

41,000+ verified contacts

Oakland, United States

Lenme is the subscription-based peer-to-peer lending platform in the small amount loan market.

$20K raised
Jan 2023

Founder Contacts

41,000+ verified contacts

Eastpointe, United States

Finterest operates a web3 and decentralized finance financial platform.

$1.5M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Tokyo, Japan

GIG-A is a financial technology company that offers mobile banking services that allow customers to manage their finances.

$1.9M raised
Nov 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Celsius Network is a blockchain-based lending platform that is accessible through a free mobile app.

$39.5M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Salt Lake City, United States

Snap Finance is a fintech company that specializes in providing consumer financing and lease-to-own purchase options.

$21.0M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Toronto, Canada

goPeer is a lending platform that offers financial services.

$773K raised
Aug 2022

Founder Contacts

41,000+ verified contacts

Santa Monica, United States

Domuso is a next-gen financial services platform offering comprehensive payment processing solutions for multifamily properties.

Aug 2022

Founder Contacts

41,000+ verified contacts

Austin, United States

Spruce develops a platform that enables individuals to receive services in their homes through a mobile app.

$26.0M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Paysme is a fintech app for SMEs.

$59K raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Jersey City, United States

BlockFi develops a blockchain-driven wealth management platform for crypto investors.

$400.0M raised
Jun 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Fly Now Pay Later is a finance company that provides fintech, payments, financial services, and travel loans.

$10.0M raised
Jun 2022

Founder Contacts

41,000+ verified contacts

Ponte Vedra, United States

Bee is the first Web3 mortgage app for homebuyers.

$2.5M raised
Jun 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Proportunity is a financial services organisation made possible by technology.

$2.6M raised
May 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Knoma offers a payment solution and marketplace for lifelong learning.

$4.0M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Boulder, United States

Neat Capital enables clients to purchase homes with cash offers and close with financing in 10-15 days.

$3.0M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Divido is a global white label consumer lending platform for financial institutions and multinational retailers.

$5.9M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Showing 76 to 100 of 117 companies

About the Consumer Lending Startup Ecosystem

The consumer lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Consumer Lending

Consumer Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The consumer lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Consumer Lending Funding Breakdown

Here is how funding is distributed among the 117 consumer lending companies tracked in the VCBacked database.

Average Funding
$34.9M
Total Funding Tracked
$872.4M
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Consumer Lending

1.London
8 companies$74.4M
2.Holly Springs
1 companies$500K
3.Raleigh
1 companies$549K
4.Singapore
1 companies$270.0M
5.Irvine
1 companies$1.0M

Related Industries

Companies in the consumer lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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117 Consumer Lending Startups (2026) — Recently Funded — Page 4 | VCBacked