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Credit Startups

Updated August 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 434 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
434
Total Funding
$281.0M
Avg Funding
$11.2M
Global Reach
8
countries

Top Cities for Credit

New York
San Francisco
Roppongi
Bellevue
Paris
London

Recently Funded Companies

Export
New York, United States

Benjamin is a holding company for the Benjamin App, a platform that enables users to earn cash rewards through various activities.

$5.5M raised
Mar 2024

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Building Confidence in Credit Markets with Privacy-Preserving Technology and Real-Time Credit Analytics

Mar 2024

Founder Contacts

41,000+ verified contacts

Roppongi, Japan

Credit Engine is a fintech company providing innovative SaaS solutions including loan origination, loan management, and debt collection.

$7.9M raised
Jan 2024

Founder Contacts

41,000+ verified contacts

Bellevue, United States

Center is a corporate credit card and real-time travel & expense management solution.

$30.0M raised
Dec 2023

Founder Contacts

41,000+ verified contacts

New York, United States

A transparent debt resolution platform humanizing the consumer debt collection industry

$12.0M raised
Dec 2023

Founder Contacts

41,000+ verified contacts

Paris, France

HappyPal reinvents employee perks with a SaaS and Payment solution

$7.6M raised
Nov 2023

Founder Contacts

41,000+ verified contacts

New York, United States

Fintech enterprise in the business credit and finance sphere.

$3.2M raised
Nov 2023

Founder Contacts

41,000+ verified contacts

Paris, France

Defacto is a fintech firm that offers short term financing for small and medium companies via an embedded, API-first approach.

$10.9M raised
Nov 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Railsr is a fintech company that offers banking and wallet components.

$24.3M raised
Oct 2023

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data.

$45.0M raised
Oct 2023

Founder Contacts

41,000+ verified contacts

Santa Monica, United States

Grow Credit helps consumers with no or thin credit files establish or build credit for free using their subscription accounts.

$10.0M raised
Sep 2023

Founder Contacts

41,000+ verified contacts

Berkeley, United States

Atlas is a provider of a credit card service platform for consumers.

$7.2M raised
Sep 2023

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Pointhound makes it easy for people to earn and redeem their credit card points for free flights.

$500K raised
Sep 2023

Founder Contacts

41,000+ verified contacts

Miami, United States

Qurable is an AI-powered platform to personalize engagement, boost loyalty, embed payments, and monetize interactions.

$165K raised
Aug 2023

Founder Contacts

41,000+ verified contacts

Modi'in, Israel

The Chargeback Platform that prevents, recovers and automates chargebacks with the power of AI.

$11.0M raised
Aug 2023

Founder Contacts

41,000+ verified contacts

Los Angeles, United States

Karat Financial offers business credit cards for digital creators and influencers.

$40.0M raised
Jul 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

CreditEnable provides data analytics, deep learning, AI and technology to build solutions to financial challenges.

$245K raised
Jul 2023

Founder Contacts

41,000+ verified contacts

Danderyd, Sweden

Next-gen credit- & risk scoring solutions based on open banking, open finance and beyond.

$11.1M raised
May 2023

Founder Contacts

41,000+ verified contacts

New York, United States

Trigo is a rental and housing data platform that improves credit outcomes and democratizes financial products for the under-banked.

$500K raised
Apr 2023

Founder Contacts

41,000+ verified contacts

New York, United States

Modern credit risk management software for builders', plumber, and timber merchants.

$3.0M raised
Apr 2023

Founder Contacts

41,000+ verified contacts

Austin, United States

StellarFi is a financial technology company that aims to solve credit access problems.

$15.5M raised
Mar 2023

Founder Contacts

41,000+ verified contacts

Oakland, United States

Grain provides a digital credit card that empowers users to manage their credit responsibly.

$16.6M raised
Jan 2023

Founder Contacts

41,000+ verified contacts

Zapopan, Mexico

Zenfi is an online application that allows its users to track information along with renders alerts and tips to improve credit scores.

$8.5M raised
Jan 2023

Founder Contacts

41,000+ verified contacts

Milano, Italy

CrescItalia is a fintech advisory company that helps SMEs find innovative solutions.

$1.8M raised
Jan 2023

Founder Contacts

41,000+ verified contacts

New York, United States

Pluto is an AI-powered lending platform that lets investors borrow against private assets, with repayment from future distributions.

$8.6M raised
Jan 2026

Founder Contacts

41,000+ verified contacts

Showing 276 to 300 of 434 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 434 credit companies tracked in the VCBacked database.

Average Funding
$11.2M
Total Funding Tracked
$281.0M
Countries Represented
8

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
6 companies$32.8M
2.San Francisco
3 companies$45.5M
3.Paris
2 companies$18.5M
4.London
2 companies$24.5M
5.Roppongi
1 companies$7.9M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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