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Credit Startups

Updated August 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 434 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
434
Total Funding
$717.3M
Avg Funding
$28.7M
Global Reach
7
countries

Top Cities for Credit

Singapore
Edinburgh
Santiago
Santa Barbara D'oeste
New York
Richmond

Recently Funded Companies

Export
Singapore, Singapore

Climate Impact X is a global marketplace that provides carbon exchange and credits for investors.

$22.3M raised
Feb 2024

Founder Contacts

41,000+ verified contacts

Edinburgh, United Kingdom

At Atto, we provide instant insights into the financial behaviours of borrowers through real-time transaction data.

$9.5M raised
Feb 2023

Founder Contacts

41,000+ verified contacts

Santiago, Chile

Datamart promotes automated and secure processing of onboarding and lending flows to streamline business processes and contracts.

$6.6M raised
Feb 2023

Founder Contacts

41,000+ verified contacts

Santa Barbara D'oeste, Brazil

End-to-end crop insurance platform, from quotation to claim adjustment

$877K raised
Feb 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Array delivers embeddable, custom-branded credit and identity tools, personalized offers, and more.

Feb 2023

Founder Contacts

41,000+ verified contacts

Richmond, United States

Mission Lane is a consumer finance company dedicated to helping everyone have access to fair and clear credit.

Feb 2024

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

PayHop is a technological platform that provides payments in its commercial transactions.

Feb 2024

Founder Contacts

41,000+ verified contacts

San Ramon, United States

Zeta is a banking technology company that provides credit and debit card issuance, core banking, lending, and digital banking services.

$50.0M raised
Feb 2025

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Prograd is a credit marketplace for young people, enhancing the underwriting accuracy of lenders and the borrowing experience of consumers.

Feb 2025

Founder Contacts

41,000+ verified contacts

Mission Viejo, United States

Ava Financial is a mobile app-based credit-building platform that offers financial tools for credit and savings.

$15.5M raised
Oct 2025

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Moniepoint is a financial technology company that renders payments, credit, business management, and banking services for businesses.

$90.0M raised
Oct 2025

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Upgrade is a fintech company that offers mobile banking, credit, and payment products to mainstream consumers.

$165.0M raised
Oct 2025

Founder Contacts

41,000+ verified contacts

Dallas, United States

Yendo issues credit cards secured by customer vehicle equity for lending.

$50.0M raised
Oct 2025

Founder Contacts

41,000+ verified contacts

Minneapolis, United States

LuNR is a finance company that offers working capital and alternative credit solutions for launch of a new business.

$14.6M raised
Sep 2025

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Cardless operates the leading platform for consumer brands to launch credit card products.

$60.0M raised
Sep 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Extend is the only digital card platform compatible with every commercial card, designed to modernize the way payments are made and managed.

$20.0M raised
Sep 2025

Founder Contacts

41,000+ verified contacts

Paris, France

Externaliser la fonction RSE de votre entreprise et accélérer vos impacts sociaux et environnementaux.

$37.7M raised
Sep 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Kredete offers financial tools helping African immigrants in the U.S. transfer money globally and build credit.

$22.0M raised
Sep 2025

Founder Contacts

41,000+ verified contacts

Lake Forest, United States

Therm offers a refrigerant carbon credit system for businesses to adopt climate friendly refrigerants.

$3.6M raised
Aug 2025

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

QI Tech is a fintech platform that provides APIs enabling businesses to offer financial products to their customers.

$63.0M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Neon is a digital bank that offers credit cards, personal loans, and investment products, among other services.

$25.0M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

Waltham, United States

Koverly is a FinTech firm that helps businesses manage their B2B payments and receivables online.

$19.0M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

Park City, United States

Oka, The Carbon Insurance Company's objective is to establish a more secure and open market for carbon credits.

$2.6M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

Berlin, Germany

Pliant is a fintech company that provides modular, API-first B2B payment solutions to help businesses.

$40.0M raised
Apr 2025

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Yonder is a financial service offering firm that provides credit card for foodies.

Apr 2025

Founder Contacts

41,000+ verified contacts

Showing 226 to 250 of 434 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 434 credit companies tracked in the VCBacked database.

Average Funding
$28.7M
Total Funding Tracked
$717.3M
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
3 companies$42.0M
2.São Paulo
3 companies$88.0M
3.London
3 companies$90.0M
4.San Francisco
2 companies$225.0M
5.Singapore
1 companies$22.3M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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