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Credit Startups

Updated August 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 434 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
434
Total Funding
$1.3B
Avg Funding
$52.6M
Global Reach
11
countries

Top Cities for Credit

Winston Salem
San Francisco
London
Buenos Aires
Chicago
New York

Recently Funded Companies

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Winston Salem, United States

The CARes Project provides community-funded vehicle loans, skill building opportunities through financial and credit coaching.

$500K raised
Apr 2023

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Operating System for Modern Credit Cards

$13.5M raised
Mar 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Darksquare enables access to unique investment opportunities typically reserved for hedge funds and the ultra-wealthy.

$57K raised
Mar 2024

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Altro helps you build credit with everyday payments and subscriptions. Download the free Altro App and make every payment count.

$4.0M raised
Mar 2024

Founder Contacts

41,000+ verified contacts

London, United Kingdom

SteadyPay is an income smoothing app for the modern economy.

$3.0M raised
Mar 2023

Founder Contacts

41,000+ verified contacts

Buenos Aires, Argentina

Ual‡ is a fintech company that provides a digital banking application that allows users to manage their finances.

$195.0M raised
Mar 2026

Founder Contacts

41,000+ verified contacts

Buenos Aires, Argentina

Ualá is a fintech company that provides a digital banking application that allows users to manage their finances.

$195.0M raised
Mar 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Lenkie is a funding platform that provides instant working capital for platform-based businesses.

$57.6M raised
Mar 2025

Founder Contacts

41,000+ verified contacts

Chicago, United States

ChangEd is a mobile app that helps pay down student loans by using spare change from everyday purchases to make additional payments.

Mar 2024

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Allegro Finance is an alternative lending platform aiming to provide efficient and reliable finance to the media sector.

$2.6M raised
Mar 2026

Founder Contacts

41,000+ verified contacts

New York, United States

Bankuish provides gig workers and freelancers in Latin America a simple way to access affordable banking.

$4.7M raised
Mar 2022

Founder Contacts

41,000+ verified contacts

Santiago, Chile

Cardda is a financial service provider that specializes in virtual credit card payments and prepaid services.

$500K raised
Mar 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Abound is a consumer lending financial firm that assesses applicants' financial situations to provide affordable credit options.

$323.8M raised
Mar 2025

Founder Contacts

41,000+ verified contacts

Irvine, United States

Payclair is the easy and affordable payments solution for businesses of all sizes.

$250K raised
Mar 2024

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Aplazo is a payment network that offers payment solutions and merchant tools to help merchants sell more and grow their brands.

Mar 2026

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Banco Inmobiliario Mexicano provides a comprehensive range of investments, business credit, mortgages and digital banking services.

$44.8M raised
Mar 2026

Founder Contacts

41,000+ verified contacts

Lima, Peru

Prestamype is a Peruvian Fintech focused on providing funding (lending & factoring) to micro and small enterprises.

$25.0M raised
Mar 2026

Founder Contacts

41,000+ verified contacts

Atlanta, United States

Buckle is a digital financial services company that provides insurance products.

$15.0M raised
Mar 2022

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Avante provides financial solutions for the micro-entrepreneur’s needs in Brazil.

$5.8M raised
Mar 2022

Founder Contacts

41,000+ verified contacts

New York, United States

Liquidity Group deploys capital at scale faster using advanced decision science, due diligence, monitoring, and predictive technology.

$75.0M raised
Mar 2025

Founder Contacts

41,000+ verified contacts

San Diego, United States

ADF has been purpose-built to be the optimal link between the underestimated underbanked consumer and capital markets.

$300.0M raised
Mar 2026

Founder Contacts

41,000+ verified contacts

Singapore, Singapore

Fintech, credit marketplace, AI, ML, SME

$500K raised
Mar 2025

Founder Contacts

41,000+ verified contacts

Tokyo, Japan

Japanese Fintech startup that offers mobile wallet with Visa prepaid cards to consumers as well as remittance services to businesses

$44.7M raised
Mar 2022

Founder Contacts

41,000+ verified contacts

Etterbeek, Belgium

Yago is the digital platform to simplify, optimize and manage online insurance and mortgage credit.

$2.4M raised
Mar 2022

Founder Contacts

41,000+ verified contacts

Bogotá, Colombia

Financial technology for the underserved, starting with a credit card.

$1.5M raised
Mar 2025

Founder Contacts

41,000+ verified contacts

Showing 176 to 200 of 434 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 434 credit companies tracked in the VCBacked database.

Average Funding
$52.6M
Total Funding Tracked
$1.3B
Countries Represented
11

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.London
5 companies$387.1M
2.San Francisco
2 companies$17.5M
3.Buenos Aires
2 companies$390.0M
4.New York
2 companies$79.7M
5.Mexico City
2 companies$44.8M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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