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Credit Startups

Updated August 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 434 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
434
Total Funding
$437.4M
Avg Funding
$17.5M
Global Reach
9
countries

Top Cities for Credit

Irvine
San Rafael
São Paulo
New York
Toronto
Miami

Recently Funded Companies

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Irvine, United States

TrustCard is a fintech company that offers consumer loans to HNW and UHNW clients backed by securities.

$1.0M raised
Mar 2023

Founder Contacts

41,000+ verified contacts

San Rafael, United States

Credora offers a new, unified approach to risk assessment, using transparent and actionable ratings.

Mar 2024

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Juri Capital facilitates the purchase and advance payment of labor lawsuit credits for workers and legal professionals.

$350K raised
Mar 2024

Founder Contacts

41,000+ verified contacts

New York, United States

The first travel credit card for Gen Z.

$4.0M raised
Mar 2026

Founder Contacts

41,000+ verified contacts

Toronto, Canada

ECN Capital specializes in social trading and provides the best services in this area using SIRIX platform.

$52.2M raised
Mar 2025

Founder Contacts

41,000+ verified contacts

Miami, United States

Kredit Academy is a white-labeled credit card and digital rewards platform.

$140K raised
Mar 2025

Founder Contacts

41,000+ verified contacts

Monterrey, Mexico

Kredi is mortgage originator in LatAm.

Mar 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

App based credit card & expense management solutions for African businesses.

$300K raised
Mar 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Avance Technologies is a fintech company that offers a smart contract-based fixed-income platform.

$650K raised
Mar 2022

Founder Contacts

41,000+ verified contacts

Sheridan, United States

We help companies to increase profits, reduce risks and automate routine with our world’s largest business database.

$750K raised
Mar 2022

Founder Contacts

41,000+ verified contacts

Belo Horizonte, Brazil

Gibb offers industry-leading on-demand pay solution with modern, insight-driven pay strategies that help Brazil's leading employers.

$517K raised
Feb 2025

Founder Contacts

41,000+ verified contacts

Santa Rosa, United States

Union Credit is the first credit union exclusive marketplace to provide qualified consumers with Perpetual Credit Approval

$3.0M raised
Feb 2024

Founder Contacts

41,000+ verified contacts

Berlin, Germany

Vivid is a leading European financial platform for business that seamlessly integrates the management of personal and business finances.

$114.4M raised
Feb 2022

Founder Contacts

41,000+ verified contacts

Dubai, United Arab Emirates

omnispay provides a digital finance platform for payment collection, supplier payouts, and working capital management.

$2.0M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

Calgary, Canada

Neo Financial is a FinTech company that provides spending, savings, and rewards programs.

$50.2M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Network B provides banking and card-linked solutions.

$201K raised
Feb 2022

Founder Contacts

41,000+ verified contacts

Medellín, Colombia

AgriCapital is a financial service firm that provides store credit, productive credit, credit installments, and accompaniment services.

$500K raised
Feb 2025

Founder Contacts

41,000+ verified contacts

Santiago, Chile

Destacame is the first behavior-based credit score in Latin America.

$10.0M raised
Feb 2023

Founder Contacts

41,000+ verified contacts

Miami, United States

Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions.

$65.0M raised
Feb 2025

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

YoFio is a technology company that provides financial solutions to help businesses grow.

$10.0M raised
Feb 2024

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Burst offers financial services to improve household finances and address credit scoring inequities.

$2.1M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

ClearScore is a fintech company that provides free credit scores, credit reports, and financial product recommendations to consumers.

$38.0M raised
Feb 2025

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Click Cash is a mobile App that enables fast and secure personal loans in emerging economies using Open Banking and data analysis.

$6.0M raised
Feb 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Heron Finance offers financial services and loans to small and medium sized businesses in the US and globally.

$1.1M raised
Feb 2024

Founder Contacts

41,000+ verified contacts

Boston, United States

Aura provides AI-powered security solutions that offer identity theft protection, credit monitoring, and online privacy for individuals.

$75.0M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

Showing 201 to 225 of 434 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 434 credit companies tracked in the VCBacked database.

Average Funding
$17.5M
Total Funding Tracked
$437.4M
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.San Francisco
3 companies$3.5M
2.London
3 companies$38.9M
3.São Paulo
2 companies$6.3M
4.Miami
2 companies$65.1M
5.Irvine
1 companies$1.0M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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