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Credit Startups

Updated August 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 434 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
434
Total Funding
$1.8B
Avg Funding
$70.1M
Global Reach
11
countries

Top Cities for Credit

San Francisco
Lisbon
Atlanta
George Town
Scottsdale
New York

Recently Funded Companies

Export
San Francisco, United States

AI financial wellness platform- smarter, inclusive financial opportunities for everyone- win win for both consumers and lenders

$100.0M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Lisbon, Portugal

Zharta is a peer to pool protocol that enables its users to apply for real-time loans by using NFTs as collateral.

$4.3M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Atlanta, United States

We provide solutions that help lenders grow their cash flow and transform their borrower's experience with human-centered AI.

$120K raised
Jul 2021

Founder Contacts

41,000+ verified contacts

George Town, Cayman Islands

Zivoe Finance is a lending company that provides loan and credit services.

$8.3M raised
Jul 2024

Founder Contacts

41,000+ verified contacts

Scottsdale, United States

Dovly AI is shaking up the credit game with an AI engine that builds, fixes, and protects your credit—100% free.

$3.0M raised
Jul 2021

Founder Contacts

41,000+ verified contacts

New York, United States

Octane is a fintech firm offering financing solutions for powersports, outdoor equipment, and recreational purchases.

$750.0M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Quero Quitar is a marketplace of debt negotiating

Jul 2023

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Flex is a financial technology company that offers an end-to-end finance platform that integrates business and personal finance management.

$70.0M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Richmond, United States

Mobility Trust Group offers financial services and mobility aids for individuals with physical disabilities.

$1.0M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

Tokyo, Japan

Nudge is a fintech company that provides innovative credit card services and builds future-focused financial experiences.

$9.1M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Antwerp, Belgium

Oper is a reliable technology partner that enables lenders to leverage their mortgage offerings.

$11.0M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Cambridge, United States

Cignifi uses mobile behavior data in emerging markets to deliver credit scores and marketing tools to telecom and financial companies.

$990K raised
Jul 2021

Founder Contacts

41,000+ verified contacts

Knoxville, United States

VeriQual is a fintech company that offers a platform to verify non-W2 income by lenders.

$250K raised
Jun 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Equifinance is the lender of second-charge mortgages as an alternative to remortgaging and early redemption Charges.

$128.8M raised
Jun 2025

Founder Contacts

41,000+ verified contacts

Tokyo, Japan

Bee Informatica provides AI-driven microfinance and psychometric credit scoring to empower underserved small businesses.

$912K raised
Jun 2026

Founder Contacts

41,000+ verified contacts

Berlin, Germany

The corporate credit card built for your entire spend.

Jun 2024

Founder Contacts

41,000+ verified contacts

Lysaker, Norway

Morrow Bank is a digital niche bank offering consumer finance services including personal loans and credit cards.

$31.7M raised
Jun 2026

Founder Contacts

41,000+ verified contacts

New York, United States

Ramp is a financial technology company that develops software for corporate spend management, finance operations, and business payments.

$300.0M raised
Jun 2026

Founder Contacts

41,000+ verified contacts

Edinburgh, United Kingdom

Award-winning AI solutions to transform financial services productivity and compliance

$16.1M raised
Jun 2026

Founder Contacts

41,000+ verified contacts

New York, United States

Camber Credit is a vertically integrated investment platform targeting the prime and non-prime auto loan market

$82.0M raised
Jun 2026

Founder Contacts

41,000+ verified contacts

Edmonton, Canada

Everyday People Financial offers financial services, specializing in revenue cycle management and financial technology solutions.

$1.0M raised
Jun 2025

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Klar is a digital bank that provides banking services including credit cards and loan through an app-based platform.

$170.0M raised
Jun 2025

Founder Contacts

41,000+ verified contacts

Boca Raton, United States

“Transforming Dealership Credit Applications Management”

$3.6M raised
Jun 2024

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Pomelo provides financial institutions and enterprises with a unified payment platform solution to boost revenue and lower costs.

Jun 2024

Founder Contacts

41,000+ verified contacts

Toronto, Canada

Float offers a corporate card and spend management solution that allows corporate cards, reimbursements, approvals, and invoices management.

$59.7M raised
Jun 2026

Founder Contacts

41,000+ verified contacts

Showing 76 to 100 of 434 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 434 credit companies tracked in the VCBacked database.

Average Funding
$70.1M
Total Funding Tracked
$1.8B
Countries Represented
11

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
3 companies$1.1B
2.San Francisco
2 companies$170.0M
3.Tokyo
2 companies$10.0M
4.London
2 companies$128.8M
5.Lisbon
1 companies$4.3M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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