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Lending Startups

Updated October 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 574 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
574
Total Funding
$4.0B
Avg Funding
$160.8M
Global Reach
8
countries

Top Cities for Lending

Los Angeles
Amsterdam
London
New York
San Diego
Istanbul

Recently Funded Companies

Export
Los Angeles, United States

Sunfish Technologies specializes in offering financial solutions for all journeys to parenthood.

$10.0M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

Amsterdam, The Netherlands

Mambu is the only true SaaS cloud core banking platform.

$265.4M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Swoop is the one-stop money shop that offers access to loans, grants, and equity funding for SMEs.

$6.0M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

New York, United States

VOX Funding is a firm that offers lending services.

$5.7M raised
Jan 2026

Founder Contacts

41,000+ verified contacts

San Diego, United States

Mobilizing capital that will increase inclusive and equitable access to education, health, and wealth

$4.5M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Istanbul, Turkey

Leading fintech platform empowering the agri value chain

$8.0M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

San Francisco, United States

SoFi is a finance company that offers a range of lending and wealth management services.

$1.5B raised
Dec 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Ply develops a materials procurement platform to assist skilled trades with capital access and cash flow management.

$8.5M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Saving the American Dream with the "401k" for homeownership

$6.2M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

Wilmington, United States

Lumos Technologies provides customized data insights, analytics and visualizations services for financial institution.

$1.1M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Karus.ai develops AI-powered lending software for auto finance, enabling credit decisioning, underwriting, and portfolio analytics.

$8.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

San Rafael, United States

Pacific Mortgage Capital is a lending platform focused on the non-agency and non-QM mortgage market.

$250K raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Tallinn, Estonia

Decentralized Prime Brokerage that connects lenders, traders and market makers.

$5.7M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Glen Allen, United States

Quanta Credit Services is a digital collections solution that provides collections outcomes for both borrowers and lenders.

$400K raised
Dec 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Shark AI Capital Corporation is a commercial lending company that uses both AI and human apporach.

$250K raised
Dec 2021

Founder Contacts

41,000+ verified contacts

San Francisco, United States

PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.

$140.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Dallas, United States

Frontlands is a financial services company that offers specialty lending products to property based rights owners.

$5.9M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Málaga, Spain

Specialist online asset backed lender offering consumer loans to clients with difficult credit history

$11.3M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Arlington, United States

Online Platform for Commercial Real Estate Loans

$750K raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Konfio is a financial services platform for businesses

$369.6M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

New York, United States

Ampla provides tech-enabled financial solutions to help emerging brands.

$275.0M raised
Dec 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Updraft is a lending, credit report, and financial planning app for millennials.

$318.3M raised
Dec 2023

Founder Contacts

41,000+ verified contacts

North Sydney, Australia

RealFlow is a lending company that provides buying and selling property loans for real estate agents.

$2.3M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Wilmington, United States

Best Egg offers a digital platform that delivers personal finance and lending products with low interest rates.

$1.0B raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Sydney, Australia

Midkey's objective is to help Australian homeowners overcome financial challenges and achieve their financial goals.

$66.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Showing 426 to 450 of 574 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 574 lending companies tracked in the VCBacked database.

Average Funding
$160.8M
Total Funding Tracked
$4.0B
Countries Represented
8

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.New York
4 companies$295.4M
2.San Francisco
4 companies$1.6B
3.London
2 companies$324.3M
4.Wilmington
2 companies$1.0B
5.Los Angeles
1 companies$10.0M

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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574 Lending Startups (2026) — Recently Funded — Page 18 | VCBacked