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Lending Startups

Updated October 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 574 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
574
Total Funding
$836.5M
Avg Funding
$33.5M
Global Reach
8
countries

Top Cities for Lending

Panama City
Farmington Hills
Raleigh
Austin
Guadalajara
New York

Recently Funded Companies

Export
Panama City, Panama

Pine is a decentralized NFT-backed borrowing and lending protocol.

$3.0M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Farmington Hills, United States

Wing Lake Capital Partners is a financial firm that provides loan consolidation, business line of credit, and term loan services.

$6.0M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Raleigh, United States

AIO is a software platform that collects and submits data and documents for its client's financial identity.

$2.7M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Austin, United States

Zippy engages in providing a simple, online, and fast loan.

$19.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Guadalajara, Mexico

Financiamiento para tu negocio rápido, fácil y seguro / Making capital simple for SMBs.

$38.1M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Overland Advantage is a financial services company that provides lending solutions to family- and sponsor-owned middle-market companies.

$1.5M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Toronto, Canada

Caary is a digital credit, lending and payments platform, offering a corporate credit card and financial management solution.

$2.1M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Kennesaw, United States

IOU Financial focuses on providing small businesses with investments, loans, and advisory services.

$200K raised
Dec 2021

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Alternative Online Lending, FinTech, online credit, Personal financial management

$115.0M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Eastpointe, United States

Finterest operates a web3 and decentralized finance financial platform.

$1.5M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Chicago, United States

Chicago Atlantic Group is provides flexible debt capital solutions focused on special situations and businesses.

$14.5M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Uberlândia, Brazil

Nagro is a brazilian agfintech, delivering credit to small and midsize farmers and helping agribusiness chain reduce risk throughs BigData.

$9.3M raised
Jan 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

FinTech, SME Lending, Unsecured Business Lending

$132.1M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Brisbane, Australia

Alex.Bank is Australia's newest bank, challenging the status quo by restoring fairness to the banking industry.

Dec 2023

Founder Contacts

41,000+ verified contacts

Miami, United States

Preventor is an AI-powered platform for digital banking, onboarding, compliance, and financial crime prevention in one secure solution.

$1.2M raised
Dec 2023

Founder Contacts

41,000+ verified contacts

Palmital, Brazil

FlowCredi runs a marketplace that links lenders and borrowers and provides credit products backed by real estate.

$646K raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Washington, United States

Liqwid Labs is an on-chain lending protocol on Cardano, for lenders, borrowers, and developers.

$2.7M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Los Angeles, United States

Bespoke Financial is a licensed lender supporting cannabis companies.

$125.0M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Pinheiros, Brazil

Guiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B).

Dec 2021

Founder Contacts

41,000+ verified contacts

Los Angeles, United States

Lendistry is a lender and fintech company that provides business loans and grant access to small businesses.

$100.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Irvine, United States

Technology and solutions for dealers and lenders

$1.2M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Finance of America Companies is a consumer lending company that offers lending products and services.

$50.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Manchester, United Kingdom

Morpheus Lending is on a mission to transform the specialist lending space.

$147.3M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Singapore, Singapore

Southeast is a fintech company that utilizes data and AI to facilitate growth financing for the underserved SME sector.

$30.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

London, United Kingdom

CapRelease provides a platform that supplies tailored, flexible working capital tailored for eCommerce businesses.

$33.5M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Showing 451 to 475 of 574 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 574 lending companies tracked in the VCBacked database.

Average Funding
$33.5M
Total Funding Tracked
$836.5M
Countries Represented
8

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.New York
2 companies$51.5M
2.London
2 companies$165.6M
3.Los Angeles
2 companies$225.0M
4.Panama City
1 companies$3.0M
5.Farmington Hills
1 companies$6.0M

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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