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Mortgage Startups

Updated July 2026

Companies in the mortgage sector developing innovative solutions and technologies.

Explore 72 recently funded mortgage companies with verified founder contact information and fundraising data.

Total Companies
72
Total Funding
$1.4B
Avg Funding
$57.5M
Global Reach
7
countries

Top Cities for Mortgage

New York
North York
Mérida
Dallas
Fairfax
Ottawa

Recently Funded Companies

Export
New York, United States

Enterprise FinTech SaaS

Sep 2025

Founder Contacts

30,000+ verified contacts

North York, Canada

Pineapple specializes in mortgages, refinances, purchases, and private mortgages.

$100.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Mérida, Mexico

Sway Compass simplifies mortgage selection through an online platform that compares credit options, supports approvals, and guides clients.

$100K raised
Sep 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Argyle is the leading provider of direct-source, consumer-permissioned income, employment, and asset verifications

Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Ocrolus is an AI-powered data and analytics platform that enables faster and more accurate financial decision-making.

$80.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Dallas, United States

Ribbon is an alternative home lender that enables you Buy Before You Sell, Make a Cash Offer, or Buy if You Don't Qualify for normal loan.

$200.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Fairfax, United States

Atlantic Coast Mortgage is a full service residential mortgage lender.

$20.4M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

Ottawa, Canada

FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans.

$1.5M raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Miami, United States

Full-stack digital platform to build, embed and launch mortgage

Aug 2025

Founder Contacts

30,000+ verified contacts

Boise, United States

Rebuilding the mortgage industry with agentic AI that automates the entire lending lifecycle.

Aug 2025

Founder Contacts

30,000+ verified contacts

Foothill Ranch, United States

loanDepot is an independent retail mortgage lender that provides residential loans, refinance loans, and personal loan products nationwide.

$150.0M raised
Aug 2025

Founder Contacts

30,000+ verified contacts

Santa Ana, United States

Visbl offers an online mortgage marketplace that enables borrowers to compare real-time mortgage rates from various lenders.

$1.1M raised
Jul 2024

Founder Contacts

30,000+ verified contacts

Dublin, United States

reAlpha is an AI enhanced real estate platform that assists in buying and selling of homes.

$5.0M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Global Mortgage Brokers

$15.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Edinburgh, United Kingdom

Award-winning AI solutions to transform financial services productivity and compliance

$16.1M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Miami, United States

Waltz is a FinTech-PropTech platform that offers real estate investment solutions for non-US citizens

$25.0M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Copperlane is an AI-native mortgage origination software company that builds an automation layer to streamline the loan application process.

Jun 2026

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Pine is a real estate company transforming homeownership by delivering a digital-first, direct-to-consumer platform for mortgages.

Jun 2025

Founder Contacts

30,000+ verified contacts

Emeryville, United States

NMI Holdings is to provide reliable coverage through straight forward insurance policy terms. As the most recent entrant to the industry,

$675.0M raised
May 2024

Founder Contacts

30,000+ verified contacts

Guildford, United Kingdom

MQube is a data-driven mortgage firm that uses AI to deliver mortgages with speed, certainty and control

$11.4M raised
May 2022

Founder Contacts

30,000+ verified contacts

Stockholm, Sweden

SBP Kredit provides secured real estate financing and manages an alternative investment fund focused on property credit.

$80.6M raised
May 2026

Founder Contacts

30,000+ verified contacts

Salt Lake City, United States

Volo Loans is a financial services firm that offers home loan and mortgage services.

$50.0M raised
May 2025

Founder Contacts

30,000+ verified contacts

Barcelona, Spain

Buildlovers is a construction company that offers a digital platform fpr real estate self-promotion mortgage.

$600K raised
May 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

LoanSnap is on a mission to improve every American's finances

May 2023

Founder Contacts

30,000+ verified contacts

Kagithane, Turkey

B2B Credit Financial Services for automotive showrooms and real estate offices

$5.0M raised
May 2023

Founder Contacts

30,000+ verified contacts

Showing 1 to 25 of 72 companies

About the Mortgage Startup Ecosystem

The mortgage sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Mortgage

Mortgage companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The mortgage sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Mortgage Funding Breakdown

Here is how funding is distributed among the 72 mortgage companies tracked in the VCBacked database.

Average Funding
$57.5M
Total Funding Tracked
$1.4B
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Mortgage

1.New York
4 companies$95.0M
2.Miami
2 companies$25.0M
3.San Francisco
2 companiesUndisclosed
4.North York
1 companies$100.0M
5.Mérida
1 companies$100K

Related Industries

Companies in the mortgage sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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