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Mortgage Startups

Updated July 2026

Companies in the mortgage sector developing innovative solutions and technologies.

Explore 72 recently funded mortgage companies with verified founder contact information and fundraising data.

Total Companies
72
Total Funding
$2.9B
Avg Funding
$130.9M
Global Reach
5
countries

Top Cities for Mortgage

Howell
Durham
London
Reno
Adelaide
New York

Recently Funded Companies

Export
Howell, United States

GPARENCY operates as a commercial mortgage brokerage built around a revolutionary membership model.

$163K raised
Feb 2024

Founder Contacts

30,000+ verified contacts

Durham, United States

Adwerx helps real estate & mortgage professionals reach new audiences & nurture referrals using personalized, hyper-targeted digital ads.

Jan 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Perenna is building a mortgage lender with a customer-first mindset.

$52.2M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Reno, United States

AI-powered mortgage loan processing that delivers 50%+ cost savings, faster response times, and a shorter time to close,

$3.8M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Adelaide, Australia

SaaS that leverages AI for single click repricing & refinancing for mortgage brokers. Helping retain & refinance their $700b loan book.

$3.4M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Habito is a digital mortgage brokerage services company that offers a personal and modernized approach to the home buying experience.

Jun 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Roc360 offers a financial service platform for residential real estate investors.

$150.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Colorado Springs, United States

Access Financial Group is a financial services company that offers hard money loans in the real estate sector.

$379K raised
Jan 2026

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Generation Home is a new mortgage lender dedicated to making homeownership work better for everyone.

$1.3B raised
Jan 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers.

$308.7M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

San Rafael, United States

Pacific Mortgage Capital is a lending platform focused on the non-agency and non-QM mortgage market.

$250K raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Calgary, Canada

Builders Capital Mortgage Corp. is a mortgage investment corporation.

$2.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Irvine, United States

Vista Point Financial Holdings is the leading non-agency mortgage origination and investing platform.

$225.0M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Santa Rosa, United States

Homebound is a custom homebuilder that makes building the perfect home simple, transparent and human.

$300.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

Point is a home equity platform that allows homeowners to convert a portion of their home equity into cash without taking on a loan.

$390.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Troy, United States

LitFinancial offers mortgages including conventional, FHA, VA, jumbo, home equity, DSCR, plus purchase, refinance, and cash‑out options.

$10.3M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Amsterdam, The Netherlands

Frits is an online mortgage company.

$4.7M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Costa Mesa, United States

Low Rate provides financing options for property through finding low-rate mortgage services.

$790K raised
Nov 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Agentic AI mortgage platform

$22.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

Fintor is an AI-powered mortgage automation platform that streamlines end-to-end loan processing for lenders.

$6.2M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Denver, United States

A digital mortgage platform and value-added services designed exclusively for small to midsize mortgage lenders.

$28.5M raised
Oct 2021

Founder Contacts

30,000+ verified contacts

Melbourne, Australia

HH Finance's expert financial advisors and mortgage brokers in Melbourne.

$28.0M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

Showing 51 to 72 of 72 companies

About the Mortgage Startup Ecosystem

The mortgage sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Mortgage

Mortgage companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The mortgage sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Mortgage Funding Breakdown

Here is how funding is distributed among the 72 mortgage companies tracked in the VCBacked database.

Average Funding
$130.9M
Total Funding Tracked
$2.9B
Countries Represented
5

Distribution by Funding Stage

Other22 companies

Top Cities for Mortgage

1.London
4 companies$1.7B
2.New York
2 companies$172.0M
3.Palo Alto
2 companies$396.2M
4.Howell
1 companies$163K
5.Durham
1 companiesUndisclosed

Related Industries

Companies in the mortgage sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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