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Personal Finance Startups

Updated November 2026

Companies in the personal finance sector developing innovative solutions and technologies.

Explore 222 recently funded personal finance companies with verified founder contact information and fundraising data.

Total Companies
222
Total Funding
$2.4B
Avg Funding
$95.4M
Global Reach
6
countries

Top Cities for Personal Finance

San Francisco
Toronto
London
Sydney
Washington
Hamburg

Recently Funded Companies

Export
San Francisco, United States

Pathfinder provides a charge card and software tools for managing education savings account spending.

$12.0M raised
Oct 2026

Founder Contacts

41,000+ verified contacts

Toronto, Canada

Wealthsimple provides digital financial services that help individuals manage investments, savings, and everyday banking activities.

$213.3M raised
Oct 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Sunshine+Kittens offers an interactive kids’ money-learning app with activities on earning, saving, spending, budgeting, and giving.

$322K raised
Oct 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Sunshine+Kittens offers an interactive kids’ money-learning app with activities on earning, saving, spending, budgeting, and giving.

$322K raised
Oct 2026

Founder Contacts

41,000+ verified contacts

Sydney, Australia

Plenti is a lending company that provides personal, car, home improvement, and renewable energy loans.

$311.3M raised
Oct 2026

Founder Contacts

41,000+ verified contacts

Washington, United States

Real Estate Investing. Wall Street Founders. Vetted Properties. Appreciation. Monthly Income. Tax Benefits. No Bul$*#!

$15.5M raised
Oct 2026

Founder Contacts

41,000+ verified contacts

Hamburg, Germany

NAGA AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.

$8.0M raised
Oct 2026

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Beem provides AI smart wallet application that provide users with access to emergency cash.

Oct 2026

Founder Contacts

41,000+ verified contacts

Pittsburgh, United States

MoneyStack’s platform helps clients rebuild their financial lives after a behavioral health crisis, starting with gambling addiction.

$1.0M raised
Sep 2026

Founder Contacts

41,000+ verified contacts

Great Falls, United States

Trustar Bank is a community bank conceived to meet the banking needs of businesses and individuals.

$28.1M raised
Sep 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Sprive is a mobile app that uses AI to assist homeowners with mortgage payments by setting money aside based on their spending.

$10.2M raised
Sep 2026

Founder Contacts

41,000+ verified contacts

Chelmsford, United Kingdom

Quartz provides a personal wealth platform that aggregates financial accounts and offers personalized financial insights.

$3.7M raised
Sep 2026

Founder Contacts

41,000+ verified contacts

Chelmsford, United Kingdom

Quartz provides a personal wealth platform that aggregates financial accounts and offers personalized financial insights.

$3.7M raised
Sep 2026

Founder Contacts

41,000+ verified contacts

Chagrin Falls, United States

AssureSync is a developer of insurance workflow platform automating compliance, carrier connectivity, and agency operations efficiently.

$355K raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Sydney, Australia

Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness

$69.7M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Plend is building a better way to borrow where consumers are no longer held back by credit history.

$26.6M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

New York, United States

Kore is an infrastructure platform for regulated intermediaries in the private capital markets.

$40.0M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Birmingham, United States

Zoe is a developer of AI-powered Fintech platform identifying investment opportunities for its users.

$500K raised
Jun 2026

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Pockit is a financial technology company that provides a digital banking app for the underbanked masses.

$17.9M raised
Jun 2026

Founder Contacts

41,000+ verified contacts

Bellevue, United States

Merger is a relationship focused fintech platform helping couples manage finances, communication, and shared financial goals.

$479K raised
May 2026

Founder Contacts

41,000+ verified contacts

Menlo Park, United States

Mezo is a platform that empowers people to live off their Bitcoin without selling it

$19.2M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

San Mateo, United States

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.

$1.5B raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Docklands, Australia

Latitude Financial Services operates as a consumer finance provider.

$96.5M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

New York, United States

Debbie is the first mobile platform that rewards consumers for reaching their financial goals.

$5.3M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Hodkovice, Czech Republic

Patron GO is a mobile app that automatically finds and eliminates unnecessarily high payments on users' bank accounts. (PSD2)

$1.4M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Showing 1 to 25 of 222 companies

About the Personal Finance Startup Ecosystem

The personal finance sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Personal Finance

Personal Finance companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The personal finance sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Personal Finance Funding Breakdown

Here is how funding is distributed among the 222 personal finance companies tracked in the VCBacked database.

Average Funding
$95.4M
Total Funding Tracked
$2.4B
Countries Represented
6

Distribution by Funding Stage

Other25 companies

Top Cities for Personal Finance

1.London
5 companies$55.2M
2.San Francisco
2 companies$12.0M
3.Sydney
2 companies$381.0M
4.Chelmsford
2 companies$7.4M
5.New York
2 companies$45.3M

Related Industries

Companies in the personal finance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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