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Personal Finance Startups

Updated July 2026

Companies in the personal finance sector developing innovative solutions and technologies.

Explore 215 recently funded personal finance companies with verified founder contact information and fundraising data.

Total Companies
215
Total Funding
$630.6M
Avg Funding
$25.2M
Global Reach
9
countries

Top Cities for Personal Finance

San Francisco
Mexico City
Palo Alto
St Louis
Wilmington
Auckland

Recently Funded Companies

Export
San Francisco, United States

Beem provides AI smart wallet application that provide users with access to emergency cash.

Sep 2023

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

100% digital company focus on individuals, offering savings and term deposits, SME and consumer loans among other financial services.

Sep 2022

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

Get funding to exercise your options, plus an upfront payment, all while retaining ownership.

$57.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

St Louis, United States

StockSwap is a mobile app that allows users to share stock trades, thoughts, and repost news articles with friends and other users.

Sep 2023

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Bright Money offers a personalized financial management platform to help individuals manage their finances effectively.

$50.0M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Tilt (formerly Empower) is a financial technology company on a mission to expand access to fair credit.

Sep 2025

Founder Contacts

30,000+ verified contacts

Wilmington, United States

Ualett is a leading mobile app solution offering online cash advances to independent workers in the United States.

$150.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Auckland, New Zealand

Harmoney is the largest online personal lending platform in Australia and New Zealand

$18K raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Austin, United States

Self Financial is a venture-backed fintech startup that helps customers build credit and save money.

$50.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Dallas, United States

Ribbon is an alternative home lender that enables you Buy Before You Sell, Make a Cash Offer, or Buy if You Don't Qualify for normal loan.

$200.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Irvine, United States

Alternativ is a financial firm that specializes in wealth advisory with a focus on alternative assets.

$41.2M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Chicago, United States

Seed Hubmee: Your Personal Manager for Everything that Matters

Sep 2025

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

Pafin is a financial technology company providing solutions and platforms for cryptocurrency, finance, and investment.

Sep 2023

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

StashAway is a wealth management platform that delivers personalized portfolio management to both retail and accredited investors.

$12.7M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Wally is a digital personal finance and budgeting platform.

$6.1M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

Lyon, France

Alternative Investment Platform

$500K raised
Sep 2022

Founder Contacts

30,000+ verified contacts

Brooklyn, United States

Guild is an investing and financial education mobile app for the military community.

$500K raised
Sep 2021

Founder Contacts

30,000+ verified contacts

New York, United States

LiquidChain is the next generation private liquidity provider built for institutions and professional traders.

$1.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Atlanta, United States

MaxRewards maximizes credit card rewards, cashback, and benefits.

$3.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

New York, United States

SmartAsset is an online destination for financial advice that powers SmartAdvisor, a marketplace connecting consumers to financial advisors.

Aug 2021

Founder Contacts

30,000+ verified contacts

Boston, United States

Origin is a financial planning platform that manages compensation, benefits, and personal finances for employees.

$56.0M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

Colombo, Brazil

Xtreme Solution is an AI powered CRM platform where users can create accounts, transactions, customize dashboards and handle card management

$110K raised
Aug 2024

Founder Contacts

30,000+ verified contacts

Roma, Italy

Digital solution for fines and taxes payment and for personal financial management

$2.0M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Keebo is the credit card to start building credit. Go get it.

Aug 2021

Founder Contacts

30,000+ verified contacts

Dallas, United States

AlgoPear is a B2B embedded agentic wealth building platform for community financial institutions looking to engage and attract young adults

$520K raised
Aug 2024

Founder Contacts

30,000+ verified contacts

Showing 1 to 25 of 215 companies

About the Personal Finance Startup Ecosystem

The personal finance sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Personal Finance

Personal Finance companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The personal finance sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Personal Finance Funding Breakdown

Here is how funding is distributed among the 215 personal finance companies tracked in the VCBacked database.

Average Funding
$25.2M
Total Funding Tracked
$630.6M
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Personal Finance

1.San Francisco
4 companies$56.1M
2.Dallas
2 companies$200.5M
3.New York
2 companies$1.0M
4.Mexico City
1 companiesUndisclosed
5.Palo Alto
1 companies$57.0M

Related Industries

Companies in the personal finance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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215 Personal Finance Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked