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Personal Finance Startups

Updated October 2026

Companies in the personal finance sector developing innovative solutions and technologies.

Explore 219 recently funded personal finance companies with verified founder contact information and fundraising data.

Total Companies
219
Total Funding
$2.0B
Avg Funding
$78.7M
Global Reach
10
countries

Top Cities for Personal Finance

San Francisco
Toronto
Washington
Karlin
Bellevue
New York

Recently Funded Companies

Export
San Francisco, United States

Financial co-pilot for Gen Y+Z

$306K raised
Jun 2022

Founder Contacts

41,000+ verified contacts

Toronto, Canada

Manzil offers to balance customers financial needs with their spiritual beliefs.

$1.9M raised
May 2022

Founder Contacts

41,000+ verified contacts

Washington, United States

A unique student loan wellness platform that uses financial technology to help employees understand, optimize, and repay their student debt.

May 2023

Founder Contacts

41,000+ verified contacts

Karlin, Czech Republic

Investown is an online platform for investing in real estate-secured loans.

$1.3M raised
May 2022

Founder Contacts

41,000+ verified contacts

Bellevue, United States

Merger is a relationship focused fintech platform helping couples manage finances, communication, and shared financial goals.

$479K raised
May 2026

Founder Contacts

41,000+ verified contacts

New York, United States

Column Tax is a platform enabling mobile banks and Fintech companies to offer top tier tax features to their end users.

$21.7M raised
May 2022

Founder Contacts

41,000+ verified contacts

Dublin, Ireland

The GRID is Ireland’s online financing platform where people are lending and businesses are borrowing at competitive interest rates.

$104.4M raised
May 2022

Founder Contacts

41,000+ verified contacts

New York, United States

Stash develops a personal finance application to combine banking, investing, and advice into one platform.

$146.0M raised
May 2025

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Reimagining the way Americans manage and pay their bills

$12.0M raised
May 2022

Founder Contacts

41,000+ verified contacts

Paris, France

Caption offers a platform for buying and selling shares.

$2.1M raised
May 2022

Founder Contacts

41,000+ verified contacts

Santa Monica, United States

Tuition.io delivers student loan contributions as a benefit, allowing companies and governments of all sizes to recruit and retain talent.

Apr 2025

Founder Contacts

41,000+ verified contacts

San Mateo, United States

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.

$1.5B raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Menlo Park, United States

Mezo is a platform that empowers people to live off their Bitcoin without selling it

$19.2M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Los Angeles, United States

Guac is a saving app designed to help the user to save while spending towards their goals.

$499K raised
Apr 2023

Founder Contacts

41,000+ verified contacts

Docklands, Australia

Latitude Financial Services operates as a consumer finance provider.

$96.5M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Sydney, Australia

Stake is an online brokerage platform that has redesigned investing for Australians.

$35.6M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Dallas, United States

The unified API for open banking data and enrichment

$2.6M raised
Apr 2025

Founder Contacts

41,000+ verified contacts

Hodkovice, Czech Republic

Patron GO is a mobile app that automatically finds and eliminates unnecessarily high payments on users' bank accounts. (PSD2)

$1.4M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Fort Lauderdale, United States

My Private Shares is a private securities platform for communications, management, and investor relations for businesses.

$650K raised
Apr 2025

Founder Contacts

41,000+ verified contacts

Paris, France

Nalo is a developer of smart digital platform intended to manage, secure and boosting capital of investor.

Apr 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Knoma offers a payment solution and marketplace for lifelong learning.

$4.0M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Leipzig, Germany

The Digital Wealth Management API Company

$5.7M raised
Apr 2025

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Altis is a fintech infrastructure platform that uses key partners and cutting-edge technology to make credit accessible.

$2.6M raised
Apr 2025

Founder Contacts

41,000+ verified contacts

Hamburg, Germany

NAGA AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.

$8.2M raised
Apr 2023

Founder Contacts

41,000+ verified contacts

Milano, Italy

The digital platform that helps 3M Italian freelancers and small business manage finance and taxes

Apr 2024

Founder Contacts

41,000+ verified contacts

Showing 51 to 75 of 219 companies

About the Personal Finance Startup Ecosystem

The personal finance sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Personal Finance

Personal Finance companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The personal finance sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Personal Finance Funding Breakdown

Here is how funding is distributed among the 219 personal finance companies tracked in the VCBacked database.

Average Funding
$78.7M
Total Funding Tracked
$2.0B
Countries Represented
10

Distribution by Funding Stage

Other25 companies

Top Cities for Personal Finance

1.San Francisco
2 companies$12.3M
2.New York
2 companies$167.7M
3.Paris
2 companies$2.1M
4.Toronto
1 companies$1.9M
5.Washington
1 companiesUndisclosed

Related Industries

Companies in the personal finance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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