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Personal Finance Startups

Updated November 2026

Companies in the personal finance sector developing innovative solutions and technologies.

Explore 222 recently funded personal finance companies with verified founder contact information and fundraising data.

Total Companies
222
Total Funding
$860.7M
Avg Funding
$34.4M
Global Reach
8
countries

Top Cities for Personal Finance

Oakland
London
Sydney
Berkeley
Brisbane
Berkeley Heights

Recently Funded Companies

Export
Oakland, United States

Lenme is the subscription-based peer-to-peer lending platform in the small amount loan market.

$20K raised
Jan 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Aventur provides client-focused advice with advanced technology and investment strategies to deliver cost-effective results.

$315K raised
Jan 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

AI-enabled financial advice platform, empowering people to make confident decisions & delivering unrivalled AuM growth for advice firms.

$6.7M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Sydney, Australia

Butter Insurance is an online insurance platform that provides track claims, payment updates, policy management, and personal insurance.

$1.3M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Berkeley, United States

Flourish Fi is a financial wellness, loyalty and engagement platform for financial institutions.

$2.3M raised
Nov 2022

Founder Contacts

41,000+ verified contacts

Brisbane, Australia

Enabling wage earning Australians with advance to a portion of their wage, any time, any day, instantly.

$6.7M raised
Nov 2022

Founder Contacts

41,000+ verified contacts

Berkeley Heights, United States

Spice Finance specializes in the fields of financial services.

$1.7M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Wise is a financial technology company that offers low-cost, fast international money transfers and multi-currency accounts.

$346.9M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Tymit is a credit company that offers traditional credit cards and a buy now, pay later service.

$26.8M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Guadalajara, Mexico

Kueski is the one of the largest buy now, pay later (BNPL) and online consumer lending companies in Mexico.

$23.3M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Koyo uses machine learning to serve customers with competitively priced credit

$112.2M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Snowball Wealth offers a mobile app designed to help users tackle debt and build generational wealth.

$1.6M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Fredericton, Canada

Wealth automation for self-directed investors. Manage all your investments from a single dashboard and leave the tedious things to Passiv.

$2.2M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Klopp is a purpose-driven digital financial membership club that helps members throughout their financial journey.

$250K raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Cupertino, United States

Tellus is a smart savings platform powered by real estate. With the Tellus Boost, savers can budget smarter, set goals and save faster.

$26.0M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Lymington, United Kingdom

Gohenry is a developer of a kids money management application helping young people to take part in the digital economy.

$55.0M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

At Fluro, we build innovative, fair, and accessible finance solutions.

$219.3M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Oldham, United Kingdom

HMRC recognised SimpleTax is the easy way of calculating & submitting a self-assessment return.

$286K raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Paris, France

SaaS, Aid simulator, B2B, impact, "Société à mission"

$3.0M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

All-in-one advice & investment platform for financial advisers to run and grow their business online

$669K raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Singapore, Singapore

StashAway is a wealth management platform that delivers personalized portfolio management to both retail and accredited investors.

$12.7M raised
Sep 2022

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

100% digital company focus on individuals, offering savings and term deposits, SME and consumer loans among other financial services.

Sep 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Wally is a digital personal finance and budgeting platform.

$6.1M raised
Sep 2022

Founder Contacts

41,000+ verified contacts

Lyon, France

Alternative Investment Platform

$500K raised
Sep 2022

Founder Contacts

41,000+ verified contacts

Warsaw, Poland

MoreGrowth is a technology startup company founded in 2022 in Warsaw, Poland. It creates popular websites and monetizes their traffic.

$5.0M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Showing 151 to 175 of 222 companies

About the Personal Finance Startup Ecosystem

The personal finance sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Personal Finance

Personal Finance companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The personal finance sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Personal Finance Funding Breakdown

Here is how funding is distributed among the 222 personal finance companies tracked in the VCBacked database.

Average Funding
$34.4M
Total Funding Tracked
$860.7M
Countries Represented
8

Distribution by Funding Stage

Other25 companies

Top Cities for Personal Finance

1.London
7 companies$712.9M
2.San Francisco
2 companies$7.7M
3.Mexico City
2 companies$250K
4.Oakland
1 companies$20K
5.Sydney
1 companies$1.3M

Related Industries

Companies in the personal finance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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