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Personal Finance Startups

Updated August 2026

Companies in the personal finance sector developing innovative solutions and technologies.

Explore 218 recently funded personal finance companies with verified founder contact information and fundraising data.

Total Companies
218
Total Funding
$1.1B
Avg Funding
$58.5M
Global Reach
5
countries

Top Cities for Personal Finance

Oldham
Paris
Northbrook
London
Berkeley Heights
San Francisco

Recently Funded Companies

Export
Oldham, United Kingdom

HMRC recognised SimpleTax is the easy way of calculating & submitting a self-assessment return.

$286K raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Paris, France

SaaS, Aid simulator, B2B, impact, "Société à mission"

$3.0M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Northbrook, United States

Above Lending offers easy and transparent tools to assist our clients in achieving their personal finance goals and gaining debt control.

$200.0M raised
Oct 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Wise is a financial technology company that offers low-cost, fast international money transfers and multi-currency accounts.

$346.9M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Berkeley Heights, United States

Spice Finance specializes in the fields of financial services.

$1.7M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Chronos is a unified financial ecosystem designed to turn financial complexity into clarity.

$1.5M raised
Oct 2025

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Tymit is a credit company that offers traditional credit cards and a buy now, pay later service.

$26.8M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

PensionBee is a consumer retirement company that simplifies pension consolidation and management.

$25.9M raised
Oct 2024

Founder Contacts

41,000+ verified contacts

Guadalajara, Mexico

Kueski is the one of the largest buy now, pay later (BNPL) and online consumer lending companies in Mexico.

$23.3M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Koyo uses machine learning to serve customers with competitively priced credit

$112.2M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Snowball Wealth offers a mobile app designed to help users tackle debt and build generational wealth.

$1.6M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Fredericton, Canada

Wealth automation for self-directed investors. Manage all your investments from a single dashboard and leave the tedious things to Passiv.

$2.2M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Klopp is a purpose-driven digital financial membership club that helps members throughout their financial journey.

$250K raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Cupertino, United States

Tellus is a smart savings platform powered by real estate. With the Tellus Boost, savers can budget smarter, set goals and save faster.

$26.0M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Lymington, United Kingdom

Gohenry is a developer of a kids money management application helping young people to take part in the digital economy.

$55.0M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

All-in-one advice & investment platform for financial advisers to run and grow their business online

$669K raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Paris, France

LETUS Private Office offers wealth management services such as private banking for ultra high net worth clients and entrepreneurs.

$6.4M raised
Oct 2021

Founder Contacts

41,000+ verified contacts

London, United Kingdom

At Fluro, we build innovative, fair, and accessible finance solutions.

$219.3M raised
Oct 2022

Founder Contacts

41,000+ verified contacts

Showing 201 to 218 of 218 companies

About the Personal Finance Startup Ecosystem

The personal finance sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Personal Finance

Personal Finance companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The personal finance sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Personal Finance Funding Breakdown

Here is how funding is distributed among the 218 personal finance companies tracked in the VCBacked database.

Average Funding
$58.5M
Total Funding Tracked
$1.1B
Countries Represented
5

Distribution by Funding Stage

Other18 companies

Top Cities for Personal Finance

1.London
6 companies$731.8M
2.Paris
2 companies$9.3M
3.San Francisco
2 companies$3.1M
4.Oldham
1 companies$286K
5.Northbrook
1 companies$200.0M

Related Industries

Companies in the personal finance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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